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Student Debt Is More Subprime Than Ever

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Student Debt Is More Subprime Than EverTo the litany of disastrous news about our nation's huge student debt burden, we can add this: more and more of that debt is being held by the borrowers least able to pay it back.

A new report says that subprime student loans—the least likely to be repaid—are rising. From the WSJ:

In all, 33% of all subprime student loans in repayment were 90 days or more past due in March 2012, up from 24% in 2007, according to a Wednesday report by TransUnion LLC.

Meanwhile, the Chicago-based credit bureau found that 33% of the almost $900 billion in outstanding student loans was held by subprime, or the riskiest, borrowers as of March 2012, up from 31% in 2007.

Student loan delinquency in general has been rising. Greater amounts of subprime student loans will no doubt magnify the problem. Not to worry, though: only slightly less than half of Americans are "one emergency away from financial ruin."

And hey, when has America ever been burned by subprime loans?

[WSJ. Photo: Shutterstock]


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